Negotiate a Debt Settlement

if i signup for the debt negotiation program, which amount will be the right base for calculation?

I am confused, and I have a question. The original debt I had from Bank was $10000two years ago when I stopped payment. And the collector claimed that it is $16000 with interests(I asked the breakdown but they never provided). If I sign up for the debt management program, which amount of debt I should based on? 10000 or 16000?

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