Negotiate a Debt Settlement

How do I eliminate debt from my credit report?

Public Comments

  1. Pay off your debt.
  2. stop spending money you don't have!!!
  3. dont use it,,,and pay it off...
  4. If you have bad debt, the only way you can eliminate it, is to wait 7 years from the date the bad credit was reported. There is no other way. You credit (bad or good) stays on your report with all 3 credit agencies for 7 years. Bankruptcy's stay on your report for up to 10 years.
  5. click the link below
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