Negotiate a Debt Settlement

Recent advertisements about legally eliminating debt? I've heard a lot of commercials recently about a program that helps you eliminate debt without paying any money or borrowing any more (I heard the most recent ad I'm talking about on late night radio, on Coast to Coast AM with George Noory, last night). I am just really curious how that would work. Anybody know about this? Oh, I know it is too good to be true. I was kind of wondering what the scam was. . .

how can i have my debt legally eliminated?

Does anyone know if Debt Elimination programs really work without bankruptcy? I filled out an online application for information about getting rid of debt, and I've heard that you can legally eliminate your debt?? I've know that Settlement is a good option, but not sure about Elimination. Anyone know?

Is there a such thing as "canceling" your credit card debt? Just yesterday I received an unsolicited email about a a credit card debt cancellation service called DebtClear. Coincidentally, I'm now looking to get out of debt so it's peaked my interest. However, I want to be careful. The program (called Court Mediation Services) explains how it can legally eliminate your debt (usually in several months) and get your credit re-established. Supposedly their organization is a team comprised of debt management specialist and debt attorneys... It sounds good but I have some suspicions. I filled out a simple opt-in form and they sent me to this url: http://www.debtclear.com/programs/5877587?nid=74923. I want to know if anyone has heard of this organization before or what kind of results they had with it. Anybody have any info on this?? Thank you kindly to all who can offer some help...