Negotiate a Debt Settlement
Eliminate Debt Knowledge Base
eliminate debt? how to eliminate my debt
Consolidate debt? Too many credit cards? How can I eliminate debt with out it hurting my credit score? Consolidate debt? Too many credit cards? How can I eliminate debt with out it hurting my credit/fico score? Do the consolidators companies hurt your credit?
Has anyone tried a company called debt jurisprudence inc.? They claim to be able to eliminate debt completely. The company claims that they can completely eliminate your debt for a $4500 dollar fee. I couldnt find any thing negative about them on the internet but they were not even listed in the better business bureau. When I spoke to someone over the phone they seemed believable. Is it too good to be true?
What is the best way to eliminate debt and make only one payment? Ok I was in a car accident and I got behind on my credit cards (which I should have never had in the first place). I probably have close to $5,000 in debt and I am wanting to find the best way to get out of it. I also would rather pay one montly payment. Would a bank give me a loan to pay off the credit card companies? This would be easier for me to just pay one huge amount each month instead of so many individual payments? Also since I have late payment charges will this effect my status? Any who please help me with any advice you might have...
I heard a radio avertisement to eliminate debt by a group called Campos Chater Law Firm is this the real deal? They say they've helped thousands of people, basically what they claim to do is buyout all your debts which lowers the cost, charge you their interest free fee and you pay them off just like that. My personal debt is one $6500 charge off and one $6500 consolidation loan. The guy told me that they can get my total down to anywhere from $4500 to $10000 from $13000. Will these guys actually help me or is there another option?
What is the best way to eliminate debt? I have three different debts I owe and I am trying to use the best strategy that will work. One method I was going to use was to pay off the debt with the highest interest rate which has 2 years left on it while adding smaller amounts to the other lower cost and interest debts. The other strategy was add a little more to my monthly payment for all debts high and low in order to neutralize them all, but this would take longer I think. Thanks.
Are credit management companies a good idea to eliminate debt? I'm going through a credit management company to help me lower my debt. I am about $15K in the hole with various credit cards and department store credit cards. I mailed out cease and desist letters to each of them to quit calling me, because I get calls every day at home, and even a few times at my job. Let me know your experience(s) with this.
Can you eliminate credit card debt by declaring bankruptcy? Can an individual eliminate credit card debt by declaring bankruptcy? I didn't think you could wipe it out, just get the bill collectors off your back. But, someone told me that it depends on which chapter of bankruptcy you use. The right one WILL eliminate credit card debt. I know someone who has $80,000 in credit card debt and they are trying to do that to get rid of that debt! Is it really possible? Are there any restrictions in doing this. Can you ever get a credit card again if you do it?
How can i eliminate my debt and start to establish good credit? As soon as i turned 18 i wrote bad checks, never paid my medical bills and some other stuff that ended up being reported to credit agencies. I really got careless, but now I need to get my life on track and want to know the best way to start that. Can any one help?
Has anyone heard the commercials that promise to eliminate mortgage debt in 5 years? It has to be a scam but I curious if anyone knows what it is all about?
Is it a bad idea to use a consolidation company to eliminate my debt? Does it show on my credit history in a negative light?
have anyone out there ever used collateral to eliminate debt! is this a good move? what goes on the credit ? repo, bad debt, need some answers.
How quickly could be feasable eliminate the national debt? If we "temporariy" put a halt to every penny that we give to other countries, completly stopped all wasteful spending and put every nickle towards the 8+trillion debt - how quickly could we pay it down - and more importantly - WHY DONT WE??
How should I eliminate my debt? I my wife and I have 3 credit cards that have very high intersted!? The interest rates and balances are as followed. 16% on 4,000 with a 5 thousand dollar limit. Minumum payment of $125 9% on 5,000 with a 5,500 limit. Minumum payment $150. and 14% on 11,500 with a 12,500 limit. Minumum payment $250 How should I go about paying these off as far as order and amount if I have about $1100 a month for credit card bills? My wife and I just got out of college and are just starting to work new jobs. We make a combined 87K. We haven't used the cards in 5 months since we started working. I just wanted to know the fastest way to pay them off.
What chapter of Bankruptsy do I need to file to eliminate debt completley? Not having to pay it back.? is it 7 or 13 ? Bankruptcy***
How can you eliminate debt? Is it possible to do such a thing without filing bankruptcy
What is the fastest and easiest way to eliminate credit card debt?? Estimated 6000 debt on high interest credit card....
How can i eliminate my debt and get my credit score up? suggestions please???
How eliminate credit card debt.? When a card holder uses a credit card, he is borrowing from the credit company. How he eliminate his credit card debt.
what is the best why to eliminate credit card debt? without morgaging the house.
How do i eliminate a thousand dollar debt? I am wondering how to pay off a remaining sum on my CC I pay it off each month but end up always surpassing the limit on my credit card. I want to be able to pay it completely off. I can't imagine setting aside a 100 a month due to the fact that I am constantly paying off the remainder of what I owe. thanks for reading my question. yeah thanks for your outstanding sarcastic remark (first guy) way to go buddy
Re; (collateral) have a couple of big payments, trying to eliminate some debt, can I give up collateral? how will this affect my credit, or what will it go as, repo, or bad debt?
Time to re-mortgage my home to eliminate ccd debt.? I have about $30,000 in credit card debt due to a layoff (I am otherwise highly responsible). I have 30K in home equity. I have very good payment history on my credit (I make double payments on my car, 10X the min. on my ccds). For the last 2 years I have played the credit card companies against each other with 0% interest offers. However, it appears my luck has run out because now they wont give me large balance transfer offers anymore. I have been sending about 2K per month towards credit cards so I have plenty of excess monthly income. My other 0% offers expire in Nov. Is it time to re-mortgage my home to eliminate that debt (I cant do home-equity in Texas)? Is it worth the closing costs and higher interest rate (current rate 5.15%) to take that route? As it currently stands, the 30K will be gone within 2 years without the re-fi the house. Please advise. Thanks! To the person who said: Don't Carry Credit Cards. When you have to be laid off for 1.25 years and you go from a 6-figure salary to 1/4 of you are used to working freelance, thats when you HAVE to turn to credit cards. That was what they were CREATED for.
Quick (LEGAL) ways to eliminate debt? Now, I have this credit card debt...it is not like a huge amount, but my husband is really after me to pay it off. So, any ideas on how to quickly pay off roughly $5000.00 in debt? Looking for new ideas that are easy to do. Thanks!
I am needing GOOD advice on how to eliminate debt.? I am fixing to get married and we both have pretty bad credit. I have around 8500 in bad debt (4600 in credit cards, 2000 in dr. bills, and rest in utility and misc.) and my fiance has around 25,000-30,000 in debt (13000 student loan, a ton of dr. bills, cell phone bills, utilitiy bills, and other misc) I don't know what to do! We have already started a family and are needing to buy a house and can't get financed anywhere because of our horrible credit. There is just so much, we don't know where to start. I am current on my credit card payments, however, i can only make the minimum payments. Also, I don't know the law for Illinois, but I have a dr. bill on my credit from when i was 17. And I also have stuff on my credit where my parents have used my soc. sec. number for utilities before I was 15 that the companies say i am responsible for. Does anyone have any good advice that can help me?
Can you eliminate credit card debt by declaring bankruptcy? Can an individual eliminate credit card debt by declaring bankruptcy? I didn't think you could wipe it out, just get the bill collectors off your back. But, someone told me that it depends on which chapter of bankruptcy you use. The right one WILL eliminate credit card debt. I know someone who has $80,000 in credit card debt and they are trying to do that to get rid of that debt! Is it really possible? Are there any restrictions in doing this. Can you ever get a credit card again if you do it? If you file bankruptcy to eliminate all debt, do you have to give up ALL of your possessions? Will you have anything left? This is for a friend of mine (really). They don't own a home. They have 2 cars and some furniture and A 401k plan. Between the two of them they make about $40,000 a year. I don't see how debt consolidation will help them How could they EVER pay off $80,000!?! They had a house but they used up all the equity in it over the years and sold it recently and broke even on the deal, ending up with NOTHING! What a mess! I just didn't think they could wipe out their credit card debt! And, it really isn't fair to the rest of us that pay our bills!
Should America cut our governmental cabinets in order to eliminate debt? These persons are not reflecting the needs of this country. They refuse to address issues that are relevant to the changes America has had to endure. They coddle the rich and neglect the poor. They sustain a lifestyle that is unrealistic to the needs of Americans...What do you feel your government needs to change? How many families could profit from the excessive expense accounts and travel expenses like pelosis plane to all the limos. Could that money make a difference in a Aids program for the children in Washington DC? We need representation that is significant to change. What do you feel about the wasteful spending and dodging of important and relevant issues by our government?
How do I eliminate $20,000 in debt (car payment and medical bills) when it seems like I make no progress? under current payment arrangements?
Has anyone ever used prosper.com to help eliminate debt? does it work? please share your story...? im considering using prosper.com to pay off my credit cards and help with a home loan.. how safe is it? reliable? does it work? please share your stories PLEASE
Can we eliminate the National debt if we demand that? Bill and Hillary return all the money they stole while he was President?
ha anyone ever used prosper.com to help eliminate debt? does it work? please share your story...? im considering using prosper.com to pay off my credit cards and help with a home loan.. how safe is it? reliable? does it work? please share your stories PLEASE
Has anyone ever used a debt management service? How did it affect your credit rating? Would you reccommend it? I want to eliminate the rest of my credit card debt. I see the ads for debt management services where they work with your creditors to reduce your interest rates, then combine all of your debt together, where you pay them one payment per month. My husband thinks this will reflect negativly on our credit report. Has anyone ever done this, and were you succesful in eliminating debt? Did it affect your credit rating in a nigative manner? I think that most people in America today, have alot of consumer debt, but I see many poeple who aren't worried about it, and only pay the monthly minimums each month. I have been there before, but I am ready to pay it all off. What do you think? I would love to hear from anyone who has used these services before, or any other great idea to pay it all off, without taking out any more loans. Thanks!
I am about to get a lump some of money; should I invest it, purchase a home, or eliminate debt? I am 26 years old, work full time, and am about to get a good bit of money and I'm at a crossroads of what I should do with it. Here are my options. 1. Save it for the downpayment on the purchase of my first home. 2. Use it to open up a Roth IRA. 3. Pay off my timeshare - bad "investment" :-( 4. Put the amount towards paying off my car. 5. Put the amount towards paying off my student loans. Order these in priority of what I should do next. Should I do something other than these options? Thanks in advance.
Can the Congress and the President agree on legislation that will eventually eliminate the debt?why or why not the national debt of the united states government has been a matter of concern for a number of years.discuss several factors that have contributed to the continual increase in the debt.
what would be the best way to consolidateand eliminate this type of debt #1.2000.00 judgement#21500 unsecured? what would be the best way to consolidate and eliminate this type of debt #1. 2000.00 judgement#2.1500 unsecured credit card loan#3 2000.00 bank note miscellanious delinquent bills coming to about 1800. I just recently got out of prison for a drug offense and was trying to get my life straightened out. Going to meetings Treatment etc.When I got violated and sent back to prison for 6 months. I lost my apt and got a 2000. judgement slapped against me. I also incurred numerous utility and misc. ills which I still havent caught up with yet. While in prison on my violation my ex-girlfriend incurred about 1800.00 gambling debt for me by finding my pokerstars and T.C.F. account info.in which I have a judgement also. Who should I talk to I am going to have a baby in 7 months and need some sound advice.I filed bankruptcy in 2001 before I went to prison which should be coming off soon. I would like to get my credit back in order. HELP
How can a I eliminate some college debt?? Im a college student and Im working around 20hrs a week. My situation sucks because Im from a low income family and my 20hrs a week pretty much just gives me enough money to eat and put gas in my truck (with little left over). I drive every day to school (about 60miles roundtrip). I have a $5000 college debt (books/classes/gas/etc). I want to get rid of this debt...what can I do? I do get some grants and scholarships, but usually Im too short to cover my entire college tuition/books.
Join the Military, eliminate your Credit Card Debt, Republicans say YES!? Republicans are posing a contract with various credit card companies, where if you join the military, your credit card debt will decrease as you serve in the military. I dont know if this is in addition to the already absurdly high signing bonuses, and paid college tuition. The problem here, is that even tho we have a volunteer army, we are luring low income, uneducated, and potentially now heavily in debt people. In other words, sending people to war, that the republicans dont really want in society anyway, which is why death tolls mean nothing to bush. You never hear of a rich kid joining the army, but you do see an awful lot of commercials geared towards african american and southern people <white and black, but the south is statistically the poorest part of the country>. This is not a mistake, it is designed to lure a target group of americans to join the military, and republicans, especially bush doesnt care if they live or die. Thoughts on the Debtors Army?
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